No monthly fees. No overdraft fees. No cash-back fees. No hidden fees. No fine print...you get the idea.
When you open an account with us, you get a free Motiv debit card that works everywhere Visa® is accepted, in the US and internationally.
Your Motiv debit card also gets you free cash reloads as well as withdrawals at 25,000+ ATMs. It works at other ATMs too, but they have fees.
The Motiv App
The Motiv app makes it easy to stay on top of your budget, track your spending and find the nearest free ATM.
Link your account to Square Cash, PayPal, Apple Pay and Google Wallet in minutes. It’s also easy to set up a direct deposits into your account.
We'll keep you updated on the impact that our credit-building products are having on your score. We'll also keep you posted on how Motiv is giving back to the community.
Your money is protected by Visa’s Zero Liability® fraud policy. If you ever notice suspicious activity with your account, you can freeze your debit card or account with a tap, inside the Motiv app.
Your deposits are FDIC-insured, for up to $250,000 through Evolve Bank and Trust, Member FDIC.
Here to help
Questions about a transaction? Message us in the app or give us a call. We’re always here to help!
Bank Differently Today
Sign up in minutes, see a difference in weeks.