How It Works
Sign-up in our app in minutes, and link Motiv to recurring bills, direct deposits, and other accounts and apps in seconds.
Use Your Account
Your Motiv account and debit card are 100% free, with no hidden fees or fine print, so you can spend and add funds stress-free.
Start Building Credit
Starting this fall, you can join our automatic savings plan that also builds your credit score. The service is free for active Motiv customers.