The bank account

that gives back.

 

Introducing the free mobile bank account that helps you and others build credit and save.

 
 

Join our wait list! 

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How It Works


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Join Motiv

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Use Your Account

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Let's Build Credit

 
 
 
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Join Motiv

The Motiv bank account has no fees. No monthly, minimum, overdraft, ATM, cash-back, hidden fees or fine print. Your bank should be in your corner.

 

 

Use Your Account

When you set up a direct deposit to your account, or spend $2,500 on your Motiv debit card, you unlock a free credit building savings plan.

 

 

Build or Share Your Plan

Our free credit builder is a simple monthly savings. We report savings payment to the credit bureaus. If your credit is in good shape, you can share your plan with someone who joined Motiv through a non-profit partners and needs a hand.

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Measuring The Impact


$300

The estimated annual saving from eliminating check cashing, money order and banking fees when someone joins Motiv.

 

+40

The estimated credit score improvement for a non-profit's client when you sponsor them to build their credit.

 

60%

The expected reduction in interest charges if when a non-profit client establish their first credit score through Motiv.

 

 

Join Motiv Today!

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Name
Phone
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Bank differently, make a difference!

Learn more about Motiv and its mission of financial inclusion.