How It Works
Sign-up in our app in minutes, and link Motiv to recurring bills, direct deposits, and other accounts and apps in seconds.
Use Your Account
Your Motiv account and debit card are 100% free, with no hidden fees or fine print, so you can spend and add funds stress-free.
Start Building Credit
Starting this fall, you can join our automatic savings plan that also builds your credit score. The service is free for active Motiv customers.
Measuring The Impact
The estimated annual saving from eliminating account fees and overdrafts when you join Motiv.
The estimated credit score improvement when you join our savings plan that builds credit.
The expected reduction in interest charges if you establish your first credit score through Motiv.
Join Motiv today!
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