The bank account

that builds credit.

 

Introducing the free mobile bank account that automatically helps you build credit and savings. 

 
 

Sign-up today! 

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How It Works


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Join Motiv

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Use Your Account

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Start Building Credit

 
 
 
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Join Motiv

The Motiv bank account has no fees. No monthly, minimum, overdraft, ATM, cash-back, hidden fees, fine print... you get the idea.

 

 

Use Your Account

When you set up a direct deposit to your account, or make $2,500 in purchases on your debit card, you can open a free credit building account in the Motiv app.

 

 

Build Your Credit

Our free credit builder is a monthly savings plan that builds your credit score. You set an automatic saving amount, and we do the rest. We report your monthly saving to the credit bureaus, building your score.

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Measuring The Impact


$200

The estimated annual saving from eliminating account fees and overdrafts when you join Motiv.

 

+40

The estimated credit score improvement when you use our free credit building plan.

 

60%

The expected reduction in interest charges if you establish your first credit score.

 

 

Join Motiv Today!

 
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Name
Phone *
Phone
 
 
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Banking with Impact!

Learn more about Motiv and its mission.